Empowering Communities
Genco Microfinance Limited is dedicated to providing financial services that empower low-income individuals and small businesses to achieve their goals.
We offer a range of loan services, including micro-loans, emergency loans, and group loans, tailored to meet the needs of our clients.
About Us
Who We Are
At Genco, we are dedicated to empowering Zambian communities by providing accessible financial solutions that foster growth and development.
Our mission is to enhance the economic wellbeing of individuals and businesses through a range of tailored loan products designed to meet diverse needs.
We believe in transparency, integrity, and excellence in all our services, ensuring that our clients have the support they need to achieve their financial goals.
Our Services
Micro-Loans
Loans for growth.
Emergency Loans
Quick personal loans.
Group Loans
Shared group loans.
Our Mission
To provide financial tools to low-income individuals and small businesses, empowering them to achieve sustainable growth and stability.
How to Qualify for a Loan
Step 1: Gather Required Documents
- You must have a stable source of income.
- Your income should be deposited directly into your bank account.
- You need to provide your most recent pay stub.
- A current bank statement from the last month is required.
- You must present a valid National Registration Card (NRC).
Step 2: Submit Your Application
Submit by writing us an email or visit our office.
Step 3: Wait for Approval
Your email will be reviewed, and you will be notified of the decision within a few business days.
Step 4: Receive Your Funds
Upon approval, your funds will be disbursed to your bank account.
Resources & Guides
Understanding Loan Types
Learn about the different types of loans available.
Common loan types include personal loans, business loans, and microloans. Each type has specific terms and interest rates. It's essential to choose the right type based on your financial needs and repayment capacity.
How to Improve Your Credit Score
Tips and strategies to improve your credit score.
Improving your credit score involves paying your bills on time, keeping credit card balances low, and avoiding unnecessary loans. Regularly checking your credit report can also help identify areas for improvement.
Budgeting Basics
A guide to creating and managing your budget.
Creating a budget is crucial for financial health. Start by tracking your income and expenses, categorize them, and allocate funds accordingly. Aim to save a portion of your income for emergencies and future investments.
Loan Application Process
Step-by-step instructions for applying for a loan.
The loan process typically involves gathering necessary documents such as identification, proof of income, and bank statements. Once you have these, you can submit through email or visit our office.
Frequently Asked Questions
To qualify for a loan, you must have a stable source of income and provide necessary documentation.
The approval process usually takes a few business days, depending on the completeness of your documents.
Yes, you can submit your loan documents by email
You will need to provide identification, proof of income, and other supporting documents.
Contact Us
3727 Chakeluka Road, Lusaka, Zambia
gencofinance2013@gmail.com
+260 977 797 128